住房抵押贷款

Home 抵押贷款的选择 to Help You Buy Your First Home or Your Dream Home

在建行, our commitment to community means helping individuals and families across Cattaraugus, 肖陶扩村, and the Western New York region achieve their goals for home ownership. Whether it’s your first home or your dream home, CCB offers you a choice of mortgage options; competitive interest rates; fast, local approvals; and personalized guidance every step of the way, from pre-application to closing.

房屋按揭的种类

Fixed Rate Conventional Mortgage


Features an interest rate that remains the same throughout the life of the loan, which means your monthly principal and interest payment will be steady and predictable.

无成交成本按揭


速率从0开始.25% to 0.50% over current rates depending on the product selected and loan amount while certain closing costs are paid for by the bank.

Adjustable Rate Mortgage (ARM)


Offers lower initial interest rates and can be an excellent choice of financing under certain situations like rising income expectations and short-term ownership.

USDA Rural Development Mortgage


USDA Rural Housing loans offer homebuyers within certain income limits the perfect opportunity to own a home. Enjoy low to no down payment options.

建设贷款


If you are planning on building or remodeling a home, we can help finance it through a residential construction loan.

What You’ll Need for Us to Proceed

Once we receive your completed mortgage application, including the items listed below (if required), we will begin to process it right away. This mortgage checklist will help you identify the items you will need to provide. 

  • 签署的应用程序
  • Your most recent pay stubs covering a 30-day period
  • Signed copies of your last 2 years Federal Income Tax returns with all schedules and W2 forms
  • A copy of your last mortgage statement (if applicable)
  • A copy of the property deed
  • Last year’s paid property tax receipts and any receipts for taxes paid year-to-date
  • A copy of your 40/40 lease (if applicable) along with the receipt of paid lease
  • A copy of your title search / abstract of title
  • Proof of Homeowners Insurance
  • Purchase agreement or building contract

A CCB mortgage representative will help you find the home mortgage loan that’s right for you

莉莲爱德华兹

V.P.、零售贷款


电子邮件莉莲

唐娜王子

V.P.、零售银行业务


电子邮件唐娜

玛格达莱娜(玛吉)戴伊

分类. V.P.区域零售经理


电子邮件玛吉
716.938.9171 x2308

林恩他

分类. V.P.,零售贷款承销商


电子邮件林恩

汉娜教堂

South Dayton Branch Manager


电子邮件汉娜

希瑟·巴龙

詹姆斯敦分公司经理


电子邮件希瑟

凯利洞穴

敦刻尔克分公司经理


电子邮件凯利

吉尔费

斯普林维尔分公司经理


电子邮件吉尔
716.938.9171 x1702

艾米·约翰斯顿

Randolph分公司经理


电子邮件艾米

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